Transformation of a nation begins by transforming the lives of every citizen. Mahatma Gandhi’s vision for India was ‘Sarvodaya’ i.e. Welfare of All. Pandit Deendayal Upadhyaya outlined a way to achieve ‘Sarvodaya’ and termed it ‘Antyodaya’ i.e. welfare of all but starting with those who need it the most. This book analyses the progress made over the last 4 years in reforming the lives of every Indian citizen. It puts forward a new model of development which is at the foundation of building a #NewIndia—‘Sarvodaya via Antyodaya’. _______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ Contents Transforming India — Pgs. 7 Foreword — Pgs. 9 Jan Dhan Yojana — Pgs. 17 Mudra Yojana — Pgs. 29 Pradhan Mantri Jeevan Jyoti Bima Yojana — Pgs. 39 Pradhan Mantri Suraksha Bima Yojana — Pgs. 43 Atal Pension Yojana — Pgs. 45 Direct Benefit Transfer — Pgs. 51 Annadata – Protecting our Farmers — Pgs. 55 Ujjwala & GiveItUp — Pgs. 71 Saubhagya — Pgs. 81 Digital India — Pgs. 85 Skill India — Pgs. 90 Startup India — Pgs. 95 Standup India — Pgs. 108 Swachh Bharat — Pgs. 112 Infrastructure Development – Roadways & Waterways — Pgs. 122 Ayushman Bharat — Pgs. 131 Pradhan Mantri Awas Yojana — Pgs. 139 Ease of Living — Pgs. 144