Preface Part 1 Pre-Independence Period (1900–1946): Evolution of Commercial Banking Pre-20th Century Era Pre-Independence 20th Century The Financials The 21st-Century Banks: 1946 Summary: The Initial Phase of an Evolving System Part 2: The Transient Years (1947–1949): A Bruised Banking System Continues to Decline A Disruptive Change Over The Fast-Changing Banking Scene Filling the Institutional Gaps The Financials: 1947–1949 V The 21st-Century Banks: 1949 At the Close of 1949 Annexure: Statements Part 3 The First Transformation (1950–1968): Three Strands of Change Another Stressful Period Three Strands of Bank Transformation The Financials: 1950–1968 The 21st-Century Banks: 1968 Summary: 1950–1968 Annexure: Statements Part 4: The Second Transformation (1969–1990-91): Bank Nationalization, Focus on Rural The Defining Event of Indian Banking Other Economic-Banking Developments Banking for Rural Development Non-disclosure in Financial Statements The Financials: 1969–1990-91 The 21st-Century Banks: 1991 1969–1991: Revolutionary Changes Annexure: Statements Part 5: The Third Transformation (1991-92–2010-11): From Regulation to Liberalization First Decade of Reforms: 1991-92–2000-01 Second Decade of Reforms: 2002–2010-11 The Financials: 1991-92–2010-11 The Twenty-First Century Banks: 2011 Summary Review: 1991-92–2010-11 Annexure: Statements Part 6 A Century of Banking in India: Rooted to National Purpose The Kaleidoscope of Indian Banking Evolution and Development of the Banking System Nationalization of Banks The National Purpose The Financials: 1949–2011 The 21st-Century Banks: 1946–2011 Concluding Thoughts Part 7 Epilogue: Decline of PSBs and Strategies for a Turnaround (2011-12–2016-2017) Decline of Public Sector Banks Persistence of Non-performing Advances NPA Management: New Laws and Strategies Ownership + Management: Not a Good Governance Practice Bringing About a Turnaround Appendix: Statistical Tables Relating to Banks in India since 1913: A Critique Introduction to Statistical Tables Changing Contents of Statistical Tables Errors of Omission and Commission Concluding Remarks Bibliography Index Purchasing options Please select a format: ISBN: 9789353284671 ₹1,095.00 Order from: Buy from SAGE Amazon FlipKart Evolution of Banking System in India since 1900 presents a detailed analysis of the evolution, growth and development of the Indian banking system in the last 117 years, from 1900 to 2017. The book focuses on major events that have significantly impacted the banking system to change the course of its history. It covers major policy, structural, regulatory and legislative changes that formed the background as well as the springboard of the working of banks, followed by a detailed analysis of the significant financials. It also uncovers the most significant events and developments of scheduled commercial banking, which has evolved from a small unorganized system to a technology-oriented regulated one.